Saving On Insurance – Tips From Progressive Commercial
By Steve Pollock
HIGHLAND HEIGHTS, OH… At the recent Mid-America Trucking Show I had the opportunity to interview Craig Moore, Claims Director for Progressive Commercial Insurance. Craig offered some money saving insurance tips for owner-operators.
At the top of the list:
• Carry a higher deductible to reduce your premium.
• During periods of downtime, repair time, vacation, etc. remove the collision coverage
from your truck, retaining the liability and comprehensive coverage.
• Adjust your truck’s liability limit.
•Stay proactive with maintenance, reducing fines and CSA points.
•Bundle insurance coverage to receive applicable discounts.
Progressive presently has a special offer for all owner-operators to purchase the Aeroflex Trailer Skirt by Freight Wing at almost a 30% discount. Details are available at www.progressivecommercial.com/trailerskirt.
Having the ability to insure nearly any commercial or passenger vehicle as well as offering partner packages that include cargo, general liability and workman’s compensation insurance allows Progressive to offer discounts on bundled insurance packages. The company even offers business owners insurance packages. Among their product portfolio, Progressive also has truck rental and downtime insurance along with business and homeowners insurance. Owner-operators are reminded that pet insurance is included with every Progressive collision policy.
The goal at Progressive Commercial is to make insurance, from a quote to a claim, as easy as possible. Drivers can download a free app for their Smartphone to receive an online quote, search Progressive or log onto www.insuremytruck.com. Progressive offers 24/7 insurance services, including claims, policy changes and insurance binders.
As the #1 truck insurer in the nation, Progressive knows the challenges associated with commercial insurance. In the event of a claim, a trained truck and trailer claims professional will arrange to meet you at a destination along your route or go to the vehicle if it is disabled. A network of 100 approved commercial repair facilities are available nationwide to expedite repairs. The claims professional will also help with cargo claims. At Progressive, they realize your truck is your livelihood and their goal is to get you back on the road as quickly as possible. Progressive repair centers offer trailer repairs as well and all work is guaranteed for the vehicle’s life. Progressive customers can have repairs done at a shop of their choice.
Progressive Commercial Insurance’s website contains comprehensive information about their insurance services. Log onto www.progressive.com or call 1-800-PROGRESSIVE.